WallStreetDropout

Boston College’s Center for Retirement Research has a new paper out that outlines how you can effectively get a free loan from Social Security by “paying back” claims you received from ages 62 to 70, and then “start over” at age 70 — at a higher payout — by repaying the what they have received so far.

A PDF of the paper is here.

Of course, the point of BC CRR’s paper was not so much to highlight a loophole, but to show that this could cost the Social Security system $5.5 to $11 billion.

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